Product Summary

 Credit Insurance

Insurance products designed to provide customer benefits in the event if death or disability

Debt Cancellation

Agreements by lenders to cancel, suspend or waive loan payments if predefined events affect a borrower’s ability to repay the debt. 

ExpressTerm

Get up to $250,000 of life insurance coverage in as little as 20 minutes. Online application with no exam and same day coverage. 

Justerm

Term life insurance coverage from $100,000 and up. Exam required that we schedule.  

VSI/Blanket Mortgage Hazard and Blanket Flood

Provides coverage for lenders whose auto and real estate loan clients fail to maintain standard automobile and homeowners physical damage coverage.

CPI/Insurance Tracking and Coverage Programs for Real Estate and Consumer Loans

Reduce risk and cost through collection and management of insurance data coupled with pro-active notifications to borrowers and agents when insurance exposures are identified.

Flood Determination/VSM 

Bundles services platform that allows you to order all the reports and documents you need to process and close a home equity or line of credit loan.

BOLI                  

Bank Owned Life Insurance

Electronic Check Recovery

A better way of handling dishonored checks. We provide payment solutions for your merchant client that includes a check recovery service utilizing Electronic Check Recovery through the Automated Clearing House.

 Overdraft Protection

Increase your NSF fee income and rest assured of compliance with risk-free Courtesy Pay.

 Equifax Decision Power Express

Grow your portfolio by making faster, fact-based decisions to help your business leverage the moment when customers are most likely to buy.

Core Xcelerator

A comprehensive program designed to attract core checking accounts, the foundation of a household’s banking relationship.

 Banc Connections

A powerful, yet easy-to-use customer relationship management tool.

 Business Payment Solutions

Create new revenue and cater to your business customer’s needs with faster, more efficient cross-border payments and foreign exchange services

Restart Checking

Bad things happen to good people…with RESTART Checking you can help.

 GAP

Designed to pay the difference between the actual cash value of the customer’s vehicle and their remaining loan balance in the event that the vehicle is stolen and not recovered or deemed a total loss due to an accident.

 Warranties and Service Contracts

Designed to cover the majority of your vehicles components.